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4.6 m households benefited from Egypt’s Takaful& Karama as of Dec 2023
About 4.6 million households – estimated at 17 million individuals – benefited from Egypt’s Takaful and Karama program (Solidarity and Dignity) as of December 2023 in 27 governorates, according to an infographic published by the World Bank.
An additional 600,000 households are receiving cash transfers from the National Coalition for Community Development Work in coordination with the Ministry of Social Solidarity, bringing the total households receiving cash transfers to 5.3 million households (22 million individuals).
About 75 percent of Takaful and Karam card holders are women.
The Takaful and Karama conditional and unconditional cash transfer program is among Egypt’s largest investments in human capital development.
The program – launched in 2015 with the support of a $400 million World Bank program – provides conditional family income support aimed at increasing food consumption, reducing poverty while encouraging families to keep children in school and providing them with needed health care. Along with ensuring vulnerable families receive basic nutrition, the goal is to build the ‘human capital’ of the next generation and give them a path out of poverty.
It also aims to protect Egypt’s poor elderly citizens above 65 years of age and citizens with severe disabilities and diseases as well as orphans.
The infographics also referred to the FORSA economic inclusion program that was launched in 2020 to help Takaful and Karam beneficiaries transition from depending on cash transfers to generating sustainable incomes to enhance their economic resilience and financial independence.
To date, the World Bank support has helped FORSA benefit 26,321 citizens out of which 76 are women and 43 are youth.
The infographics added that 18,312 benefited from FORSA under the asset transfer track, while 8,009 under the wage employment track.
FORSA aims to achieve its goals through two tracks; availing beneficiaries with wage employment opportunities and providing them with assets through which they can start their small businesses.
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